Wednesday, December 17, 2008

Finding What Matters

Well, -2008 is nearly done. It is now, as I prepare for a new year that I start thinking about what is important to me (or for me) in the upcoming year. I decide what good things I am going to keep or continue - then what bad things I am going to get rid of or STOP. Kind of like preparation for my "New Years Resolution" only on a larger scale and it sometimes includes people. I want to surround myself with people and things that I love - it's a matter of the heart. Later on this because now I want to talk about - Real Estate.

When buyers are shopping for a new home, often they struggle between the home they love (the heart) and the home they can actually afford (pocketbook). It is not pleasant to watch as they come to the realization that they may just have to settle for less than their dream home for a while. First time buyers need remember that your first home is "the one you can afford", then you build equity in this home until you can afford the home you love. It is usually a game plan. Life is far more fun when you are not stretched to the limit with your mortgage obligation.
Whether you are a first-time buyer or a "real estate veteran", I'm ready and happy to answer all your questions. You'll get honest answers, just ask - and thanks for stopping by. Blessings.

Monday, December 1, 2008

Thanksgiving Is Over

It went by so fast ! Now we get down to some serious Christmas shopping. Now is also a time to begin planning your strategy for the new year - 2009. Are you planning for a life change - marriage, divorce, a new baby, a new job, a new home - or maybe, just maybe you are planning your retirement. Planning for retirement should actually begin on day one of your first job. Unfortunately, we rarely realize this until later and then we must play catch up. There is no better way to play catch up than to invest in real estate - my favorite topic.

If you are nearing retirement and have a 401K, I am sure this has been a very stressful year for you. In some areas of the country I do realize that the real estate market is very difficult as well. But in our little corner of the world, here in Juniata, Mifflin, Snyder, and Perry Counties the real estate market is holding it's own. We are not actually in a declining market - we just are not seeing the appreciation that we would typically expect to see in our property values. This I can live with as I know it will recover.

If your real estate investments are in residential rentals and you do not anticipate selling, this actually is a good time (again - here in our corner of the world). When resale and new construction slows, generally rental rates hold steady or rise. It is demand and supply - those who cannot buy must rent, the more who rent the higher the rates, etc. Do you see why residential rentals are a great investment? When the market is strong you can sell and make money, when the market is weak you can rent and make money. The bottom line - m-a-k-e- m-o-n-e-y ! Call me if you want to know more. Thanks for listening ! gla

Friday, November 28, 2008

My first Post !

Well, it took a lot of consideration, anticipation and research . . . but today I take the plunge. I can now say that I am a "blogger". Is that a good thing? only time will tell. I will keep you posted on my journey - good, bad and ugly. Hopefully more good :)

My name is Gayle Arbogast and I am a real estate junkie. There, I have confessed it to the whole world - whew did that feel good! There is not a day in my life that is not real estate affected. Is this bad ? It is not that I have no other interests. I love golf, politics, reading, the gym, my children, my husband, the beach, Jamacia - lots of things - but still it is real estate that usually starts and ends each day. I begin with the newspaper each morning (reading real estate ads) and end on the computer either checking emails, our websites or checking in on my clients. I hope this does not sound as a complaint because that is not my intent - I LOVE REAL ESTATE.

I will keep today's post short so as not to ramble. I wanted to introduce myself first, next time I want to talk to you about . . . . yes, you know - Real Estate ! I hope you will check back. Blessings.